Residential and Commercial

We have financing options to fit your needs. Our Solar specialist and financing team are standing by to help you find the best option for your investment.

When does getting solar make sense for you?

For most homeowners, solar power makes sense if your electric bill exceeds $100 average per month.

We must first evaluate your home to make sure it will accommodate solar, whether on the roof or on the ground.

When purchasing solar there are a multitude of options: The first way to purchase solar is to pay for it outright. By doing this you have no payments and no interest. The second option is to secure an equity line of credit against your home. You must have equity to do this and good credit and the interest rates are usually very reasonable and you get a tax write off, since this is a lien on your home. The third option is a loan from a credit union. This option is very good, but you must have good credit. The next option is pace financing. This is where the solar is paid for through your property taxes and you get a partial tax write off. There are obviously other options, which can be discussed during a free consultation. We recommend that you speak to a tax advisor before making a purchase.

Regardless of how you decide to pay for you solar system, you can sometimes put no money down while saving each month over the life of your solar energy system. Going solar beats the local utility and if it didn’t, nobody would do it.

Investment Tax Credit
The federal government is offering a 30% federal tax credit, if you purchase and install a renewable energy system prior to December 31, 2019. Please consult your tax advisor to find out whether you qualify.

Sizing Your System
The size of your energy system affects your electricity costs. Energy Builder’s, Inc. evaluates your past electrical usage, as well as your future electrical needs and sizes your system to zero your bill out or offset your electric bill.

Benefits of Going Solar:

Save money

Increase the value of your home

Hedge against the future prices of SDG&E

Own your own electricity

Government 30% tax credit

Guiltless use of electricity

Good for the environment

Tax write off

Residential Financing
Residential financing is something most homeowners choose to pursue when purchasing a new solar system for their home. Especially in San Diego, CA where housing and other things are generally a little more expensice such as the price of energy. We have a few differnet payment options available when it comes to purchasing your solar system. The features and benefits are listed below.

Solar Purchasing
The purchase is a little more straight forward, a purchase. Usually system costs are most of the time more than the homeowner is willing to spend. Energy Builders, Inc. works with a wide range of credit institutions and banks to locate the best rates available to you to finance your solar system. In most cases, your loan payment is equal to or less than your monthly electric bill depending on your financing terms and interest rates.

Solar Leasing
The Solar Lease is done through a couple different financial institutions to best suit your needs regarding payment durations and interest rates, qualify and pick from a list to ensure the best rates available to your financial situation. Ususally leases require little or no money down and have a buyout period somewhere in your payback period depending on how long the lease duration is for. The lease payment usually is a small increase in comparison to your current electric bill but levels out after a few years as electricity rates rise every year.

Power Purchase Agreement
PPA’S are used as companies “rent” your roof space for a small fee per month. What your actually doing is not purchasing nor leasing a solar system but your renting your roof space, the manufacturer installs a solar system, connects it to your house and then your all set with a smaller bill. Energy Builders Inc. does not offer a PPA as the amount of money you save realisticly in some cases is only a few dollars per month, leaving you with a payment to the panel manufacturer and to your utility company while not owning your own solar system and the payment is based on variable change or in other words if you miss a payment or are late, your “new” payment becomes elevated and usually increases your total monthly investment between the panel manufacturer and your utitlity company to be a substantial amount higher than your old electricity payment.

Commercial Financing
For information on Commercial Financing please call (858) 577-0400 or email Brad Bischke at Thank You.